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Ownify co-ownership

Ownify pairs eligible first-time buyers with local investors in selected Colorado and North Carolina markets. Buyers can purchase with as little as 2% down and build equity over time.

How co-ownership works

1. Plan. Explore a path to ownership, including mortgages, down payment assistance and co-ownership.
2. Purchase. Ownify buys an eligible home with the buyer's initial contribution and investment capital.
3. Build equity. The home is divided into shares, or bricks, that the buyer purchases over time.
4. Buy out. At the end of the five-year term, the buyer can buy the remaining bricks at fair market value, usually with a mortgage.

Who Ownify works with

• Homebuyers can explore the co-ownership program.
• Investors can learn about local real estate investment.
• Agents can learn about working with Ownify buyers.

Learn how co-ownership works · See coverage · Explore mortgage rates · San Francisco property reports · Homebuying guides

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